The information, products, services, claims, topics and materials on our website are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on this site as well as those that are provided in our products, services or marketing activities or to participants in our virtual and actual events. The only exceptions are the guarantees of satisfaction that are clearly labeled guarantees within our site.

Neither we nor any of our licensors or suppliers warrant that any functions contained on the site will be uninterrupted or error-free, that defects will be corrected or that the site or the server that makes it available are free of viruses or other harmful components. Neither we nor any of our licensors or suppliers warrant or make any representations regarding the use, or the results of the use, of the products, services, information or materials on this site in terms of their correctness, accuracy, reliability or otherwise.

You (and not us or any of our licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your digital devices or computer system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

We do not endorse, warrant or guarantee any speakers, products or services offered on or mentioned on this site or on the sites to which we link. All of our content providers are screened by us, but that is no guarantee of their capabilities or of your satisfaction with their services; we have no liability whatsoever, of any type, relating to your interaction with or purchases from them.

We may be a compensated affiliate of some of the businesses, products or services mentioned on the site.

Limitation of Liability

Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the site or any products or services provided pursuant to the site, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you to us, if any, for accessing the site.

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from any provider of content on our site  or participant in one of our virtual or actual events.

We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to any of our content providers in connection with the display of their photo, logo, name, business name, business description, products or services or biography posted on our site or in our marketing materials.

No Professional Advice

The information contained on or made available through the site (including but not limited to information contained on message boards, in text files or in visitor comments) cannot replace or substitute for the services of trained professionals in any field, including but not limited to financial, medical, psychological, legal or tax matters. We do not offer any financial, medical, psychological, legal, or tax advice. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.

Earnings Disclaimer

When addressing financial matters on our site, emails, videos, newsletters or other content, we’ve made every effort to ensure we accurately represent our programs, opinions and their ability to improve your life or grow your business. However, as stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools, strategies or recommendations, and we do not purport any “get rich” programs on our site. Nothing on this page, on any of our websites or in any of our content, marketing materials, emails or curricula is a promise or guarantee of results or future earnings. Any financial numbers referenced on any of our sites or marketing materials are illustrative of concepts only and should not be considered your potential average earnings, your potential exact earnings or promises for actual or future performance.

Every author’s and service provider’s results differ, and we make no promises about achieving any particular result or level of results. Your level of success in attaining similar results is dependent upon a number of factors including your skill, knowledge, ability, dedication, business savvy, network and financial situation, to name a few. Because these factors differ by individual, we cannot and do not guarantee your success, income level or ability to earn revenue. Making decisions based on any information contained in our products, services, events or website should be done only with the knowledge that you could experience risk or losses such as is true about any entrepreneurial endeavor. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to your business or finances. You alone are responsible and accountable for your decisions, actions and results in life and business, and by your use of the site, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance. Any forward-looking statements outlined on this site are simply our opinion and thus are not promises or guarantees regarding actual performance. By law, we make no guarantees that you will achieve any results from our ideas or models presented on our site or in our services.

Parental Permission

The site is not appropriate for or directed to children under the age of 13, and we will not knowingly collect personally identifiable information from children younger than 13. We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under the age of 18 to obtain the consent of a parent or guardian to view our site’s content. You agree to abide by any such restrictions and not to help anyone avoid these restrictions.

Confidentiality and Non-Compete

Users of our site hereby understand that the tools, processes, strategies, materials and information presented on our site are copyrighted and proprietary, so users agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express prior written permission. Any unauthorized use or distribution of our site’s proprietary concepts, materials and intellectual property by you or your representatives is prohibited, and we will pursue legal action and full damages if these terms are violated in order to protect our rights.


These disclaimers will be governed by and construed in accordance with the laws of the State of Illinois, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these disclaimers will be subject to mediation in the State of Illinois. If any of these disclaimers are found to be unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining disclaimers and will not affect the validity and enforceability of the remaining provisions. These disclaimers may be modified only by our posting of changes to them on our site.

See our terms of use and privacy policy for additional disclaimers.